When we first met Steve Sunyich, CEO of Ideal Financial Solutions (OTC:IFSL) several years ago he knew that he had built a system that could grow wealth and manage debt for American consumers. You could see in his eyes the passion of an inventor, of someone who had discovered an overdue cure or new technology, eager to tell the world of his innovation. The only problem was the carefree economy of 2005 wasn't full of responsible individuals wisely managing debt and income or eager to hear the voice of reason among a chorus of dubious mortgage brokers, reckless lenders, and credit card enticements.

And then came the recession, one of the worst economic conditions since The Great Depression and all of a sudden there was a bounty of consumers looking at their personal finances with a degree of concern they had abandoned for years.

That's when it started to happen for Ideal Financial. In a recent interview with Sunyich we noted the confidence of a cat with a bird in his mouth. Sunyich's disposition said "I told you so" without a vocal utterance and he spoke of the company's white-hot growth and how they had tweaked pricing for their software to accommodate the needs of the recession's consumers and to get them on the path to a stronger financial future. The result has clearly been a win/win for Ideal Financial, it's customers and from looking at the IFSL chart, it's shareholders.

Another interesting note from our chat with Sunyich came in his response to a question asking if the new attitude of saving and becoming spending-conscious was likely short-term fad or long term trend. "It's a trend," Sunyich replied quickly. "This recession is a game-changer. We're not going back to the way things were."

Increased sales at IFSL appear to embolden Sunyich's assertion and the company's forward growth might be a leading indicator as to whether our credit card culture becomes a credit-conscious one.

Today, we'll give you a snapshot of a company that not only found itself in the right place at the right time, but is also trying to make these times a little less tough for their customers.

The concept is fairly simple. Ideal Financial's software 'frees up' cash by diverting it from non-asset producing debt and allows the user to in turn build wealth. But the secret, the true innovation, is the automation of the program. Truth be told, indviduals who find themselves in serious debt or simply churning along without any wealth-buildng progress, often need the automation factor to make sure they stick to the long and short term game plan. That's where Ideal Financial comes in.

It's a program seemingly built for millions of Americans mired in the recession with the lead boots of bad debt around their feet. And as often is the case, it took the dark abyss of the aforementioned recession to spark both awareness and interest in this Ideal Financial Solution.

Here's a little more about the product:

Automated Success

In his national bestseller, The Automatic Millionaire, David Bach stresses “The only plans that work are the ones that are automatic.”  Ideal's iBillManager and iDebtManager provide the online tools that make financial success a reality by making it automatic.  iDebtManager automates the way consumers receive and pay bills to effectively accelerate the elimination of all non-asset building debt and manage cash flow.  iBillManager provides discipline, structure, convenience and controlled automation of transactional financial management.  Together, iBillManager and iDebtManager provide seamless automation of Ideal’s core CashFlow Management© System.

Credit Management

Protecting and managing your good credit score will save you money and ensure your continued financial success.  A good credit score will help you save money on insurance, auto loans and revolving credit, as well as your home mortgage and other investment properties.  With Ideal’s suite of Credit Management services, you will learn how to read and understand your Credit Report and how to remove any inaccurate or misleading information.  You will also learn how your Credit really affects you and the benefits of operating on a 100% CASH basis.  Managing your good credit will save you money and put you in a position to begin building real wealth. 

Building Wealth

After rapidly eliminating all non-asset building debt using Ideal’s automated CashFlow Management© System, clients are then prepared to leverage their full income earning potential to begin building real wealth.  Ideal Financial Solutions’ Credit to Wealth System empowers consumers with the education, tools and support for converting credit into wealth through secure investments in Real Estate.  With the Credit to Wealth System, you can create a six-figure income, ethically and honestly, with nothing more than your good credit rating; and you can do it all from the comfort of your own home.  Ideal’s Credit to Wealth System also includes ongoing financial education on building passive income through Real Estate, asset protection and management, trust deeds and notes, risk capital management and much more. 

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